Digital Cash International is permitted by the Saudi Arabian Monetary Authority to test its innovative products under the Regulatory Sandbox. For more information please click here
About Us
The FUTURE BEYOND CASH
Our Products
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E-wallet
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Aggregation cloud
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2012First award
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2014New branch
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2016Global Scale
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2017New possibilities

E-wallet
e-Wallet is an online wallet can be accessed through internet browser using Mobile browser, Computer, Kiosk, ATM or Shamel mobile app. It is the main digital wallet of which it contains all the sub wallets including Shamel mobile wallet, NFC cards, Smart watches, QR Coupons, Gift vouchers…etc.
Shamel Mobile Wallet is the Digital wallet inside the Mobile. It contains the Digital money and can work offline and online. Following are few functions of Shamel Mobile Wallet
Manage ewallet and sub wallets
International Remittance using predefined beneficiaries
One tap electronic bill payment
Link Prepaid NFC cards or smart watches
Issue Prepaid electronic coupons
Local Person to Person transfer
Airtime top-up
Payment technology can be made through NFC, QR, OTP
Single repository of all types of Thick bill presentment in push mode notification
It supports IOs, Android and featured phones
It confirms with MADA
Multi-currency and multi language.

Aggregation cloud
Saudi Arabian Monetary Agency (SAMA) has established a national electronic bill presentment and payment system (EBPP) , “Sadad”, connecting banks and billers. This will allow the beneficiaries to settle their bills using his/ her bank account.
EBPP systems has a tremendous benefit to nations’ economy. The value is presented in cash cycle acceleration and money usage in stimulating the national production in addition to reliance on the electronic money which is less expensive, more secured and faster to use. It makes anti money laundry (AML) and fraud prevention surveillance more effective.
Billers will benefit from financial settlement between presented and settled bills which makes bank’s statement reconciliation much easier task.
Integration with SADAD and maintaining it requires a technically sophisticated infrastructure and a qualified, highly paid technical staff. This is not available for most of the small and medium companies.
Digital Cash International (DCI), had developed a state-of-the-art platform “Aggregation Cloud (AC)”, which enables the billers to integrate and use SADAD without the need to have an expensive and sophisticated infrastructure with secured, fast and easy to use way.
Billers who wish to integrate with SADAD through AC can present their bills through simple excel sheet, text file, AC portal, or direct integration between billers’ application and AC platform. AC will present the billers’ bills in SADAD and inform the billers’ customers about SADAD bill number of which he or she can settle it through bank account.
Billers can monitor the life cycle of their presented bills through sophisticated dash board where the status of the bills are updated instantly.
AC license is obtained by Saudi Post Association and operated by DCI through agreements between both parties and a license from SAMA.
The AC service is competitively priced comparing to other electronic payment methods. We trust that AC service will be one of the pillars who will positively contributes to the Saudi economy.

2012 First award
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2014 New branch
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2016 Global Scale
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2017 New possibilities
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Saudi Arabia Office
Riyadh
Sun - Thu 9 AM - 5 PM