About Us

The FUTURE BEYOND CASH
Our vision
To be the number one FinTech company in the region, with the most propelled, innovative, and modernized capabilities of delivering the most sought-after services.
Our Philosophy
We drive our philosophy and values from our innovative attitude and sensitive perception towards customer demands in this ever-challenging world of digital finance.
Our goal
To penetrate the market with a full-scale service offered that is unprecedented. To conclude our philosophy in a very simple and straight forward way, to people from all social classes while making a true revolution in this field.

Our Products

  • E-wallet
  • Aggregation cloud
  • 2012
    First award
  • 2014
    New branch
  • 2016
    Global Scale
  • 2017
    New possibilities

E-wallet

e-Wallet is an online wallet can be accessed through internet browser using Mobile browser, Computer, Kiosk, ATM or Shamel mobile app. It is the main digital wallet of which it contains all the sub wallets including Shamel mobile wallet, NFC cards, Smart watches, QR Coupons, Gift vouchers…etc. Shamel Mobile Wallet is the Digital wallet inside the Mobile. It contains the Digital money and can work offline and online. Following are few functions of Shamel Mobile Wallet Manage ewallet and sub wallets International Remittance using predefined beneficiaries One tap electronic bill payment Link Prepaid NFC cards or smart watches Issue Prepaid electronic coupons Local Person to Person transfer Airtime top-up Payment technology can be made through NFC, QR, OTP Single repository of all types of Thick bill presentment in push mode notification It supports IOs, Android and featured phones It confirms with MADA Multi-currency and multi language.

Aggregation cloud

Saudi Arabian Monetary Agency (SAMA) has established a national electronic bill presentment and payment system (EBPP) , “Sadad”, connecting banks and billers. This will allow the beneficiaries to settle their bills using his/ her bank account. EBPP systems has a tremendous benefit to nations’ economy. The value is presented in cash cycle acceleration and money usage in stimulating the national production in addition to reliance on the electronic money which is less expensive, more secured and faster to use. It makes anti money laundry (AML) and fraud prevention surveillance more effective. Billers will benefit from financial settlement between presented and settled bills which makes bank’s statement reconciliation much easier task. Integration with SADAD and maintaining it requires a technically sophisticated infrastructure and a qualified, highly paid technical staff. This is not available for most of the small and medium companies. Digital Cash International (DCI), had developed a state-of-the-art platform “Aggregation Cloud (AC)”, which enables the billers to integrate and use SADAD without the need to have an expensive and sophisticated infrastructure with secured, fast and easy to use way. Billers who wish to integrate with SADAD through AC can present their bills through simple excel sheet, text file, AC portal, or direct integration between billers’ application and AC platform. AC will present the billers’ bills in SADAD and inform the billers’ customers about SADAD bill number of which he or she can settle it through bank account. Billers can monitor the life cycle of their presented bills through sophisticated dash board where the status of the bills are updated instantly. AC license is obtained by Saudi Post Association and operated by DCI through agreements between both parties and a license from SAMA. The AC service is competitively priced comparing to other electronic payment methods. We trust that AC service will be one of the pillars who will positively contributes to the Saudi economy.

2012 First award

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2014 New branch

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2016 Global Scale

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2017 New possibilities

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How can we help?

Our Team

Saudi Arabia
Saudi Arabia

Bilal Adeeb

Business Development Manager
Saudi Arabia

Saeed Khalil Baidas

Technical Advisor
Jordan